Public Liability Insurance

Public Liability insurance protects your business in the event that you are found liable for an injury to a person or damage to property. 

Who is it for?

As a broad form of coverage, Public Liability insurance is recommended for most businesses. The cost and legal ramifications as a result of an incident can be severe, and you can therefore safeguard your business with Public Liability insurance. 

What does it cover?

If your business causes injury or emotional distress to, or damage to the property of, third parties including the general public, clients or customers of your business, Public Liability insurance provides you with the necessary protection including:

  • financial costs such as investigating, defending and settling claims
  • the compensation your business may be ordered to pay.  

What doesn’t it cover?

There are some Exclusions where cover is not provided and in addition, there is often a deductible/excess. Limits and Conditions also apply. Please feel free to contact us to find out more. 

What doesn’t it cover?

There are some exclusions that aren’t covered by public liability insurance. In addition, there is often a deductible/excess, as well as limits on cover. Get in touch to find out more.


Public Liability Brochure