Trade Credit Insurance

Trade Credit insurance protects your business from bad debt and non-payment by customers and the resulting interruption to your cashflow.

Who is it for?

If you sell or trade on a credit basis, both domestically and internationally, Trade Credit insurance can be suitable for you. To help mitigate the process of recovering debts, some Trade Credit insurance policies also include designated collection agencies to assist in this process. 

What does it cover?

Your cover will depend on your policy however typically:

  • Comprehensive cover: protects your entire credit portfolio, both domestically and internationally
  • Excess of Loss cover: This is for a business whose in-house credit management processes are strong and who wish to instead protect themselves against exceptional loss across their portfolio

What doesn’t it cover?

There are some Exclusions where cover is not provided and in addition, there is often a deductible/excess. Limits and Conditions also apply. Please feel free to contact us to find out more.


Trade Credit Insurance Brochure